Best Car Insurance for Teens in St. Louis: Policies, Prices, and Regulations

Top Car Insurance Providers for Teens in St. Louis

Based on various sources1234, the top car insurance providers for teens in St. Louis are:

1. GEICO12: Offers the cheapest rates for teens with many discounts aimed at younger drivers1.

2. USAA13: Provides affordable rates for teens, but its plans are only available to its membership1.

3. State Farm12: Offers competitive rates for teens and is known for its customer service1.

4. Liberty Mutual2: Known for its rates and discounts for teens2.

5. Progressive12: Offers a variety of coverage options at reasonable rates1.

Car Insurance Laws and Regulations for Teens in St. Louis

Car insurance is mandatory for all drivers, including teens, in St. Louis56. The laws and regulations require drivers to have liability coverage up to56:

• $25,000 for bodily injury per person

• $50,000 for bodily injury per accident

• $10,000 for property damage per accident

In addition to the above, Missouri law mandates that every automobile insurance policy sold in the state must have these minimum coverages5:

• Personal injury protection (PIP or No-Fault): Minimum amount required by law is $4,500/person for medical expenses, $900/month for one year for disability/loss of income, $25/day for in-home services, $2,000 for funeral, burial or cremation expense, and $4,500 for rehabilitation expense.

• Uninsured/Underinsured: $25,000/person and $50,000/accident

Local Car Insurance Agents in St. Louis

Here are five local car insurance agents in St. Louis:

1. AAA Saint Louis Insurance and Member Services7: Located at 3917 Lindell Blvd, Saint Louis, MO, 63108. Phone: (314) 531-0700.

2. Tracie Bibb: Allstate Insurance8: Located at 6440 Chippewa St, Saint Louis, MO, 63109. Phone: (314) 352-4494.

3. Evelyn Jamison - State Farm Insurance Agent9: Located at 519 N Taylor Ave, St Louis, MO, 63108. Phone: (314) 361-3800.

4. Mixon Insurance Agency10: Located at 210 Collinsville Ave, East Saint Louis, IL, 62201. Phone: (618) 874-1300.

5. POWERS Insurance and Risk Management11: Located at 6825 Clayton Ave, Saint Louis, MO, 63139. Phone: (314) 725-1414.

Please note that it’s always a good idea to contact multiple agents to compare quotes and services. Make sure to choose the one that best fits your needs.

Conclusion

Choosing the right car insurance involves understanding the local laws and regulations, comparing policies and prices from different providers, and considering your personal needs and circumstances. Always remember to stay informed and make well-informed decisions when it comes to car insurance.