If you are looking for the best auto insurance for teen drivers in Tennessee, you might want to compare the top five major auto insurance companies that offer coverage in the state. According to U.S. News, the average annual cost of car insurance for 17-year-old drivers in Tennessee is $4,409 for females and $5,205 for males. However, rates vary depending on the company, the driver's age, gender, driving record, credit history, vehicle type and location.
Based on our research, here are the top five major auto insurance companies that have the best auto insurance for teen drivers in Tennessee and their average annual cost of insurance for teens:
- **State Farm**: State Farm has the cheapest car insurance for teen drivers in Tennessee, with an average annual rate of $2,621 for both genders. State Farm also offers discounts for good grades, driver education courses and safe driving habits.
- **Geico**: Geico is the second-cheapest option for teen drivers in Tennessee, with an average annual rate of $2,601 for both genders. Geico also has discounts for good grades, driver education courses, military affiliation and membership in certain organizations.
- **Erie Insurance**: Erie Insurance is the third-cheapest option for teen drivers in Tennessee, with an average annual rate of $3,042 for both genders. Erie Insurance also has discounts for good grades, driver education courses, multi-car policies and accident forgiveness.
- **Tennessee Farmers**: Tennessee Farmers is the fourth-cheapest option for teen drivers in Tennessee, with an average annual rate of $3,811 for both genders. Tennessee Farmers also has discounts for good grades, driver education courses, multi-car policies and loyalty.
- **Nationwide**: Nationwide is the fifth-cheapest option for teen drivers in Tennessee, with an average annual rate of $4,630 for both genders. Nationwide also has discounts for good grades, driver education courses, multi-policy bundling and anti-theft devices.
These are the average annual cost of insurance for teens offered by the major auto insurance companies in Tennessee. However, your actual rates may differ depending on your personal factors and coverage needs. Therefore, it is advisable to compare quotes from multiple companies before choosing a policy.
Citations:
: https://www.usnews.com/insurance/auto/cheap-car-insurance-tennessee
: https://www.valuepenguin.com/best-cheap-car-insurance-tennessee