Portland OR

If you are looking for car insurance in Portland, Oregon, you might be wondering how Geico and Progressive compare in terms of cost and coverage. Geico and Progressive are two of the largest car insurance companies in the U.S., and both offer policies nationwide. However, there are some differences between them that you should consider before making a decision.

Geico is known for its low rates and wide range of discounts. According to a 2023 analysis by Forbes Advisor, Geico's average nationwide rates are cheaper than Progressive's for nearly every type of driver, except those with a DUI conviction. Geico also has a lower level of complaints than Progressive, based on data from the National Association of Insurance Commissioners.

Progressive, on the other hand, offers more coverage options and add-ons than Geico, such as gap insurance, vanishing deductible and usage-based insurance. Progressive also has a unique feature called Name Your Price Tool, which allows you to enter your desired monthly premium and see what coverages fit your budget.

To compare Geico and Progressive in Portland, Oregon, we obtained quotes for a 30-year-old male driver with a clean driving record and a 2023 Honda Civic. The quotes included the minimum liability coverage required by Oregon law, which is $25,000 per person and $50,000 per accident for bodily injury liability, $20,000 per accident for property damage liability, $15,000 per person for personal injury protection and $25,000 per person and $50,000 per accident for uninsured motorist bodily injury coverage.

Here are the results:

- Geico quoted $67 per month or $402 for six months.

- Progressive quoted $83 per month or $498 for six months.

As you can see, Geico is cheaper than Progressive by $16 per month or $96 for six months. However, this is just an example based on one driver profile and one location. Your rates may vary depending on your age, driving history, vehicle, coverage needs and other factors. Therefore, it is always advisable to compare quotes from multiple insurers before choosing a policy.