If you're looking for car insurance in Boston, you might be wondering how Geico and Progressive compare in terms of cost and coverage. Geico and Progressive are two of the largest car insurance companies in the US, and both offer policies nationwide. However, there are some differences between them that could affect your decision.
According to a 2023 study by MarketWatch, Geico offers more affordable rates on average than Progressive, especially for good drivers, drivers with a speeding ticket or accident, young drivers and senior drivers. The only exception is for drivers with a DUI conviction, for whom Progressive is cheaper. However, the exact rates you'll pay depend on various factors, such as your driving history, credit score, vehicle type and location.
Progressive, on the other hand, offers more insurance coverage options and add-ons than Geico, such as vanishing deductible, gap insurance and new car replacement. Progressive also has a usage-based insurance program called Snapshot, which monitors your driving habits and adjusts your rates accordingly. Geico has a similar program called DriveEasy, but it's not available in all states.
Both Geico and Progressive have lower levels of complaints than the industry average, according to data from the National Association of Insurance Commissioners. Geico has a slightly lower complaint level than Progressive, mainly concerning claims handling. Both companies also have online tools and mobile apps that make it easy to manage your policy, file a claim and access customer service.
Ultimately, the best car insurance company for you depends on your personal preferences and needs. You should compare quotes from both Geico and Progressive to see which one offers you the best value for your money.