If you are looking for car insurance in Fresno, you might be wondering how Progressive and Geico compare in terms of rates, coverage, and customer service. Both companies are among the largest and most popular insurers in the US, but they have some differences that may affect your decision. Here is a brief overview of how they stack up against each other.
Progressive offers a range of discounts and features that can help you save money on your premium, such as Snapshot, which tracks your driving habits and rewards you for safe driving; Name Your Price, which lets you customize your coverage based on your budget; and Bundle Discount, which gives you a lower rate if you combine your auto policy with another product from Progressive. Progressive also has a loyalty program that offers benefits such as accident forgiveness, small claim forgiveness, and large accident forgiveness.
Geico also has many discounts and features that can lower your premium, such as Good Driver Discount, which gives you a 26% discount if you have a clean driving record for five years; Multi-Policy Discount, which gives you a 25% discount if you have more than one policy with Geico; and Usage-Based Insurance, which uses a device or an app to monitor your driving behavior and adjust your rate accordingly. Geico also has a high customer satisfaction rating and a 24/7 claims service.
According to The Zebra, an online insurance comparison platform, the average annual premium for Progressive in Fresno is $1,713, while the average annual premium for Geico is $1,433. However, these rates may vary depending on your personal factors, such as your age, gender, credit score, driving history, vehicle type, and coverage level. Therefore, it is advisable to get quotes from both companies and compare them based on your specific needs and preferences.