Best Insurance for Teen Drivers in North Dakota

Choosing the best auto insurance for teen drivers in North Dakota can be a challenging task, as different companies offer different rates, discounts, and coverage options. However, by comparing the top five major auto insurance companies in the state, one can get a better idea of what to expect and how to save money. Here is a detailed comparison of the average annual cost of insurance for teens offered by the major auto insurance companies in North Dakota, based on the web search results :

- Geico: $3,432 for 17-year-old girls and $3,885 for 17-year-old boys. Geico offers low rates for teen drivers and various discounts, such as good student, driver's education, and defensive driving discounts. Geico also has a good reputation for customer service and claims handling.

- American Family Insurance: $2,704 for 17-year-old girls and $2,874 for 17-year-old boys. American Family Insurance has a Teen Safe Driver program that monitors teen driving habits and provides feedback and coaching. The program can help teens improve their driving skills and earn discounts on their premiums. American Family Insurance also offers good student and multi-vehicle discounts.

- Nodak Mutual: $2,396 for 17-year-old girls and $2,774 for 17-year-old boys. Nodak Mutual is a local company that specializes in providing insurance for North Dakota residents. Nodak Mutual offers competitive rates for teen drivers and discounts for good grades, driver's education, and multi-policy. Nodak Mutual also has a high customer satisfaction rating and a strong financial stability rating.

- State Farm: $3,061 for 17-year-old girls and $3,909 for 17-year-old boys. State Farm is the largest auto insurance company in the country and has a wide network of agents and offices in North Dakota. State Farm offers a Steer Clear program that helps teens learn safe driving habits and earn discounts on their premiums. State Farm also offers good student and multi-car discounts.

- Progressive: $7,334 for 17-year-old girls and $8,113 for 17-year-old boys. Progressive is one of the most expensive auto insurance companies for teen drivers in North Dakota, as it charges higher rates for riskier drivers. Progressive does offer some discounts for teen drivers, such as good student, continuous coverage, and Snapshot, which tracks driving behavior and rewards safe drivers with lower rates.

Based on this comparison, Geico, American Family Insurance, and Nodak Mutual are the best auto insurance companies for teen drivers in North Dakota, as they offer the lowest rates and the most discounts. However, the best choice may vary depending on the individual situation and preferences of each teen driver and their parents. Therefore, it is advisable to compare quotes from multiple companies before making a final decision.

Citations:

: https://www.insurance.nd.gov/teen-drivers

: https://www.usnews.com/insurance/auto/cheap-car-insurance-north-dakota