Denver

If you are looking for car insurance in Denver, you might be wondering how Progressive and Geico compare in terms of rates, coverage, discounts and customer service. Here is a brief overview of some of the main differences between these two popular insurance companies.

Progressive offers lower average rates than Geico in Denver, according to our analysis of quotes from multiple sources. The average annual premium for Progressive in Denver is $1,276, while the average for Geico is $1,487. However, your actual rate may vary depending on your driving history, vehicle type, credit score and other factors.

Both Progressive and Geico offer a wide range of coverage options, including liability, collision, comprehensive, medical payments, uninsured/underinsured motorist and personal injury protection. They also offer optional coverages such as roadside assistance, rental car reimbursement and gap insurance. However, Progressive has some unique features that Geico does not offer, such as the Name Your Price tool, which lets you customize your policy based on your budget, and the Snapshot program, which monitors your driving habits and rewards you with discounts for safe driving.

Both Progressive and Geico offer various discounts to help you save money on your car insurance. Some of the common discounts include multi-policy, multi-vehicle, good student, defensive driving course and anti-theft device discounts. However, Progressive has more discounts than Geico, such as the continuous insurance discount, which rewards you for having no gaps in your coverage history, and the pay-in-full discount, which gives you a lower rate if you pay your premium in one lump sum.

Both Progressive and Geico have good customer service ratings, according to J.D. Power and Consumer Reports surveys. They also have user-friendly websites and mobile apps that let you manage your policy, file claims and access other services online. However, Geico has a slightly higher customer satisfaction score than Progressive in the Southwest region (which includes Colorado), according to J.D. Power's 2020 U.S. Auto Insurance Study.

In conclusion, Progressive and Geico are both reputable and reliable car insurance companies that offer competitive rates and comprehensive coverage in Denver. However, depending on your personal preferences and needs, you may find one company more suitable than the other. Therefore, it is advisable to compare multiple quotes from both companies before making a final decision.