Raleigh

If you are looking for car insurance in Raleigh, NC, you might be wondering how to compare Progressive and Geico, two of the most popular insurers in the country. Both companies offer a variety of coverage options, discounts and features to suit different needs and budgets. However, there are some differences between them that you should consider before making a decision.

One of the main factors that affect your car insurance rate is your driving record. According to The Zebra, Geico has cheaper rates than Progressive for good drivers, as well as those with a speeding ticket or an at-fault accident on their record. Geico's average annual premium for a full coverage policy in Raleigh is $1,055, while Progressive's is $1,308. That's a difference of $253 per year.

Another factor that influences your car insurance rate is your credit score. In Raleigh, Progressive has cheaper rates than Geico for drivers with poor credit, according to ValuePenguin. Progressive's average annual premium for a full coverage policy with poor credit is $1,223, while Geico's is $1,304. That's a difference of $81 per year.

Both Progressive and Geico offer various discounts to help you save money on your car insurance. Some of the common discounts include safe driving, accident-free, anti-theft device, good student and policy bundling. However, some discounts are unique to each company. For example, Geico offers a military discount, while Progressive offers a Snapshot program that monitors your driving habits and adjusts your rate accordingly.

In addition to cost and coverage, you might also want to compare customer satisfaction ratings between Progressive and Geico. According to the 2021 J.D. Power U.S. Auto Insurance Study, Geico scored higher than Progressive in overall customer satisfaction in most regions of the country. Geico also ranked higher than Progressive in claims satisfaction and policy offerings.

In conclusion, Geico and Progressive are both reputable and reliable car insurance companies that offer competitive rates and comprehensive coverage options in Raleigh, NC. However, depending on your personal situation and preferences, one company might be better suited for you than the other. Therefore, it is advisable to compare quotes from both companies and review their features and benefits before choosing a policy.