Best Insurance for Teen Drivers in New Hampshire

Finding affordable car insurance is one of the challenges that teen drivers face. In New Hampshire, the state average for car insurance is $999 per year, but a 17-year-old driver pays $3,430 on average, which is much higher. However, not all auto insurance companies charge the same rates for teen drivers in New Hampshire. In this paragraph, we will compare in detail the major auto insurance companies that have the best auto insurance for teen drivers in New Hampshire and the average annual cost of insurance for teens offered by the major auto insurance companies.

U.S. News and The Zebra report that the lowest-cost auto insurance company for teen drivers in New Hampshire is **USAA**, with an average annual rate of $2,948 for both male and female drivers. However, USAA is only accessible to military members and their families. The next lowest-cost company is **State Farm**, with an average annual rate of $3,045 for female drivers and $3,695 for male drivers. The third lowest-cost company is **Nationwide**, with an average annual rate of $3,834 for female drivers and $4,523 for male drivers.

The highest-cost auto insurance company for teen drivers in New Hampshire is **Allstate**, with an average annual rate of $6,461 for both male and female drivers. The next highest-cost company is **Progressive**, with an average annual rate of $6,551 for female drivers and $7,051 for male drivers. The third highest-cost company is **GEICO**, with an average annual rate of $4,734 for female drivers and $5,412 for male drivers.

These rates are based on a sample driver profile of a 17-year-old single driver with a Honda Accord and full coverage. The actual rates may differ depending on the driver's age, gender, location, driving history, vehicle type, coverage level, and other factors.

To drive legally in New Hampshire, teen drivers must obtain a youth operator license at age 16 or older. They must also comply with the state's financial responsibility law, which requires them to prove their ability to pay for any damages or injuries they may cause in a car accident. One way to do this is by buying car insurance from a licensed insurer in New Hampshire. However, car insurance is not mandatory in New Hampshire as long as the driver can show proof of financial responsibility.

In conclusion, teen drivers in New Hampshire have different options when it comes to choosing an auto insurance company that suits their needs and budget. They should compare the rates and benefits of different insurers before making a decision. They should also be aware of the state's laws and regulations regarding driving and car insurance.

Sources:

: https://www.usnews.com/insurance/auto/cheap-car-insurance-new-hampshire

: https://www.thezebra.com/auto-insurance/new-hampshire-car-insurance/

: https://www.dmv.org/nh-new-hampshire/teen-drivers.php

: https://www.dmv.org/nh-new-hampshire/car-insurance.php