Sacramento

If you are looking for car insurance in Sacramento, you might be wondering how Progressive and Geico compare in terms of rates, coverage, discounts and customer service. Here is a brief overview of some of the main differences and similarities between these two popular insurance companies.

Progressive and Geico are both among the largest car insurers in the US, and they offer a wide range of coverage options and discounts to their customers. However, their rates may vary depending on several factors, such as your age, driving history, vehicle type and location.

According to a study by The Zebra, the average annual premium for Progressive in Sacramento is $1,857, while the average annual premium for Geico is $1,518. This means that Geico is about 18% cheaper than Progressive on average in this city. However, these are only averages and your actual rate may be higher or lower depending on your personal situation.

One way to find out which company offers you the best deal is to compare quotes from both Progressive and Geico online or over the phone. You can also use online tools like NerdWallet or Insurify to compare rates from multiple insurers at once. By comparing quotes, you can see which company offers you the most coverage for the lowest price.

Another factor to consider when choosing between Progressive and Geico is their customer service and claims satisfaction ratings. According to J.D. Power, Geico ranks higher than Progressive in both categories in the California region. Geico scored 828 out of 1,000 points in customer satisfaction and 871 out of 1,000 points in claims satisfaction, while Progressive scored 814 and 849 respectively. This means that Geico customers are more likely to be satisfied with their service and claims experience than Progressive customers.

However, customer service and claims satisfaction are not the only aspects of insurance quality. You should also look at other factors such as financial strength, policy features, discounts and online tools. Both Progressive and Geico have strong financial ratings from A.M. Best, which means they have the ability to pay claims. They also offer similar policy features such as roadside assistance, rental car reimbursement and gap coverage. However, they differ in some of their discounts and online tools.

For example, Progressive offers a unique discount called Snapshot, which monitors your driving habits and rewards you with lower rates if you drive safely. Geico does not offer a similar program, but it does offer discounts for federal employees, military members and students. Progressive also has a tool called Name Your Price, which lets you set your budget and see what coverage options fit within it. Geico does not have a comparable tool, but it does have a mobile app that lets you manage your policy and file claims easily.

In conclusion, Progressive and Geico are both reputable and reliable car insurance companies that offer competitive rates and coverage options in Sacramento. However, they have some differences in their customer service, claims satisfaction, discounts and online tools that may affect your decision. The best way to find out which company suits your needs better is to compare quotes from both of them and see what they offer you.