Best insurance for teen drivers Hawaii

If you are looking for the best auto insurance for teen drivers in Hawaii, you might be overwhelmed by the many options available. But don't worry, we are here to help you compare in detail the major auto insurance companies that offer this type of coverage and the average annual cost of insurance for teens offered by them.

According to The Zebra, the average car insurance rate in Hawaii is $1,088 per year, which is 29% less than the U.S. average. However, this rate can vary depending on many factors, such as your age, driving record, location, and the type of car you drive. For teen drivers, the rates are usually higher because they are considered high-risk drivers by insurers.

The Zebra also provides a list of the best car insurance companies in Hawaii based on data from J.D. Power's 2021 Auto Satisfaction Study and The Zebra's Customer Satisfaction Survey. The top three companies are USAA, Shelter Insurance, and Farmers Insurance. Here is a brief overview of each company and their rates for teen drivers:

- USAA: USAA is a military-focused insurer that offers low rates and excellent customer service to its members. However, it is only available to active or retired military personnel and their families. USAA has the cheapest rates for full coverage ($1,167 per year) and minimum liability ($97 per month) in Hawaii. For teen drivers, USAA charges an average of $3,000 per year for full coverage and $1,200 per year for minimum liability.

- Shelter Insurance: Shelter Insurance is a regional carrier that operates in 15 states, including Hawaii. It has a high score of 856 on J.D. Power's 2021 auto study and offers a variety of discounts and benefits to its customers. Shelter Insurance charges an average of $3,500 per year for full coverage and $1,400 per year for minimum liability for teen drivers.

- Farmers Insurance: Farmers Insurance is a national carrier that has a score of 848 on J.D. Power's 2021 auto study and 4.2 stars out of 5 on The Zebra's Customer Satisfaction Survey. It offers a range of coverage options and discounts to suit different needs and budgets. Farmers Insurance charges an average of $4,000 per year for full coverage and $1,600 per year for minimum liability for teen drivers.

As you can see, there is a significant difference in the rates offered by different companies for teen drivers in Hawaii. Therefore, it is important to shop around and compare quotes from multiple insurers before choosing the best one for you. You can use online tools like Policygenius or Forbes Advisor to get free quotes from various companies and find the best deal.

We hope this article has helped you compare in detail the major auto insurance companies that have the best auto insurance for teen drivers in Hawaii and the average annual cost of insurance for teens offered by them. Remember to always drive safely and responsibly!