If you are looking for car insurance in Tucson, Arizona, you might be wondering how Progressive and Geico compare in terms of rates, coverage, discounts, and customer service. Here is a brief overview of some of the main differences and similarities between these two popular insurance companies.
Progressive and Geico are both among the largest car insurers in the US, with Progressive ranking third and Geico second in market share. They both offer a variety of coverage options, such as liability, collision, comprehensive, medical payments, uninsured/underinsured motorist, rental reimbursement, roadside assistance, and more. They also have similar discounts for safe drivers, good students, multiple policies, multiple vehicles, and online or paperless transactions.
However, there are also some notable differences between Progressive and Geico that could affect your decision. According to The Zebra, a website that compares car insurance quotes from different providers, the average annual premium for Progressive in Tucson is $1,487, while the average annual premium for Geico is $1,063. This means that Geico is about 29% cheaper than Progressive in this city. Of course, your actual rate will depend on many factors, such as your age, driving history, credit score, vehicle type, and mileage.
Another difference is that Progressive offers a unique feature called Name Your Price Tool, which allows you to enter your desired monthly payment and see what coverage options fit your budget. Geico does not have a similar tool, but it does have a Coverage Calculator that helps you determine how much coverage you need based on your personal situation.
In terms of customer service, both Progressive and Geico have 24/7 phone support and online chat options. They also have mobile apps that let you manage your policy, pay bills, file claims, and request roadside assistance. However, Geico has a slightly higher customer satisfaction rating than Progressive, according to J.D. Power's 2020 U.S. Auto Insurance Study. Geico scored 857 out of 1,000 points in the Southwest region (which includes Arizona), while Progressive scored 849.
In conclusion, Progressive and Geico are both reputable and reliable car insurance companies that offer similar coverage options and discounts. However, Geico may be a better choice for Tucson drivers who want to save money on their premiums and enjoy a higher level of customer satisfaction. On the other hand, Progressive may be a better choice for drivers who want more flexibility and control over their payments and coverage levels.