Progressive vs. Geico

If you are looking for cheap car insurance in San Jose, you might want to compare Progressive and Geico, two of the largest and most popular insurers in the U.S. Both companies offer standard and optional coverage, discounts and online tools to help you find the best policy for your needs. However, there are some differences between them that you should consider before making a decision.

According to The Zebra, Geico has the cheapest average rates for minimum coverage in San Jose at only $471 a year. Progressive is more expensive, with an average of $1,644 a year for minimum coverage. However, Progressive offers more insurance coverage options and add-ons than Geico, such as gap insurance, custom parts and equipment value, deductible savings bank and usage-based insurance . Geico has fewer coverage options, but it provides a military discount and a federal employee discount that Progressive does not.

Both companies have similar customer satisfaction ratings, according to the 2021 J.D. Power U.S. Auto Insurance Study. Geico scored 834 out of 1,000 points in the California region, while Progressive scored 823. Both companies are above the regional average of 821 points. However, Geico has a slightly better financial strength rating than Progressive from AM Best, with an A++ (Superior) rating compared to Progressive’s A+ (Superior) rating .

In conclusion, Geico and Progressive are both reputable and reliable car insurance companies that offer competitive rates and coverage in San Jose. Geico may be a better choice for drivers who want to save money and qualify for special discounts. Progressive may be a better choice for drivers who want more coverage options and flexibility. Ultimately, the best way to find the best car insurance for you is to compare quotes from both companies and see which one meets your needs and budget.

State Minimum Auto Insurance

Bodily injury: https://en.wikipedia.org/wiki/Injury Liability: https://en.wikipedia.org/wiki/Liability_insurance Personal injury protection: https://en.wikipedia.org/wiki/Personal_injury_protection Collision: https://en.wikipedia.org/wiki/Vehicle_insurance Comprehensive: https://en.wikipedia.org/wiki/Vehicle_insurance Uninsured/Underinsured motorist coverage: https://en.wikipedia.org/wiki/Uninsured_motorist_clause