Car Insurance Laws and Regulations for Teens in Kansas City

Car insurance is mandatory for all drivers, including teens, in Kansas City67. The laws and regulations require drivers to have liability coverage up to67:

• $25,000 for bodily injury per person

• $50,000 for bodily injury per accident

• $25,000 for property damage per accident

In addition to the above, Kansas law mandates that every automobile insurance policy sold in the state must have these minimum coverages6:

• Personal injury protection (PIP or No-Fault): Minimum amount required by law is $4,500/person for medical expenses, $900/month for one year for disability/loss of income, $25/day for in-home services, $2,000 for funeral, burial or cremation expense, and $4,500 for rehabilitation expense.

• Uninsured/Underinsured: $25,000/person and $50,000/accident

Local Car Insurance Agents in Kansas City

Here are five local car insurance agents in Kansas City:

1. Keith Powell Agency Inc American Family Insurance8: Located at 3145 Main St Ste 202, Kansas City, MO, 64111. Phone: (816) 753-0777.

2. Auto Insurance Discounters9: Located at 1151 Emanuel Cleaver II Blvd, Kansas City, MO, 64110. Phone: (816) 822-7722.

3. Matrix Insurance10: Located at 4208 Rainbow Blvd, Kansas City, KS, 66103. Phone: (913) 204-0404.

4. Blue Valley Insurance Agency11: Located at 7311 W 132nd St Ste 100, Overland Park, KS, 66213. Phone: (913) 451-0020.

5. Irvin Pete - State Farm Insurance Agent12: Located at 4450 Belleview Ave, Kansas City, MO, 64111. Phone: (816) 216-1033.

Please note that it’s always a good idea to contact multiple agents to compare quotes and services. Make sure to choose the one that best fits your needs.

Conclusion

Choosing the right car insurance involves understanding the local laws and regulations, comparing policies and prices from different providers, and considering your personal needs and circumstances. Always remember to stay informed and make well-informed decisions when it comes to car insurance.

Journey to the Driver’s Seat: A Teen’s Guide to Getting a License in Kansas City

Step-by-Step Process

Embarking on the journey to earn a driver’s license is an exciting milestone for any teen. Here are the steps a teen must take to get a license in Kansas City12:

1. Visit a local KS DMV office: The first step is to visit a local Kansas Department of Motor Vehicles (DMV) office12.

2. Show proof of ID & residency: Teens must provide valid identification and proof of residency12.

3. Pass the tests: Teens are required to pass a vision test and a written test12.

4. Pay the fees: The fees include $31 for the permit, $8 for the photo, and $3 for testing12.

Laws, Rules, and Restrictions

Kansas City has specific laws and restrictions for teen drivers to ensure their safety on the road3456:

• Age Requirement: Teens must be at least 14 years old to apply for a permit3.

• Parental Approval: Teens aged 14 and 15 need parental approval to apply3.

• Driving Restrictions: Teens with a permit must have a licensed adult in the front seat at all times3.

• Wireless Restriction: Teens are prohibited from using wireless communication devices, except to report illegal activity or to summon medical or emergency help36.

• Seat Belt Law: Kansas law states that persons 14-17 years old MUST wear a seat belt when riding in a vehicle6.

Local DMV Offices in Kansas City

Here are five local DMV offices in Kansas City where teens can apply for their driver’s license:

1. Kansas City Kansas DMV: Located at 8200 State Ave, Kansas City, KS 66112.

2. Mission DMV: Located at 6000 Lamar Ave, Mission, KS 66202.

3. Olathe DMV: Located at 782 N Ridgeview Rd, Olathe, KS 66061.

4. Overland Park DMV: Located at 7600 W 119th St #3, Overland Park, KS 66213.

5. Leavenworth County Treasurer’s Office: Located at 300 Walnut St # 106, Leavenworth, KS 66048.

Remember, driving is a privilege that comes with great responsibility. Stay safe and enjoy the journey!