Progressive vs. Geico

If you are looking for car insurance in Austin, Texas, you might be wondering how Progressive and Geico compare in terms of rates, coverage, discounts, and customer service. Here is a brief overview of some of the main differences and similarities between these two popular insurance companies.

Progressive and Geico are both among the largest car insurers in the US, and they offer a variety of coverage options and discounts to suit different needs and budgets. However, their rates may vary depending on several factors, such as your age, driving history, vehicle type, location, and credit score.

According to a study by The Zebra1, the average annual car insurance rate in Austin is $1,659. Progressive’s average rate in Austin is $1,518, which is 8% lower than the city average and 19% lower than the state average. Geico’s average rate in Austin is $1,198, which is 28% lower than the city average and 36% lower than the state average.

This means that Geico tends to offer cheaper rates than Progressive in Austin, but this may not be true for every driver. For example, if you have a poor credit score or a recent at-fault accident, you might find that Progressive offers you a better deal than Geico. Additionally, if you are looking for more than just the minimum liability coverage required by Texas law, you might want to compare the features and benefits of each company’s policies.

Some of the advantages of choosing Progressive include:

• The Name Your Price tool2, which lets you customize your coverage based on your budget

• The Snapshot program3, which rewards you for safe driving habits with discounts

• The Deductible Savings Bank4, which reduces your deductible by $50 for every six months of accident-free driving

• The Loyalty Rewards program5, which offers perks such as free policy renewals and accident forgiveness

Some of the advantages of choosing Geico include:

• The Geico Mobile app, which lets you access your policy, file claims, request roadside assistance, and more from your mobile device.

I hope this information helps you make an informed decision when choosing between Progressive and Geico for your car insurance needs. Is there anything else I can help with?