Best Insurance for Teen Drivers in California

One of the challenges that teen drivers face is finding affordable car insurance. According to Bankrate, the average annual cost of car insurance for parents adding a 16-year-old to their policy in California is $7,175. However, the rates vary widely depending on the insurance company, location, discounts, and customer service. In this paragraph, we will compare in detail the major auto insurance companies that have the best auto insurance for teen drivers in California and the average annual cost of insurance for teens offered by them.

According to Forbes Advisor, some of the best car insurance companies for teens are Geico, State Farm, Progressive, Allstate, Liberty Mutual, and Amica. However, not all of these companies operate in California. Based on U.S. News data, the cheapest car insurance company for teen drivers in California is Geico, with an average annual rate of $3,972 for both 17-year-old females and males. Geico offers excellent customer service and attractive perks and discounts for teen drivers, such as good student discount, driver's education discount, and defensive driving discount.

The second cheapest option is USAA, with an average annual rate of $3,632 for both 17-year-old females and males. However, USAA is only available to military members and their families. USAA also has a low complaint level and a high customer satisfaction rating. USAA offers several discounts for teen drivers, such as good student discount, driver training discount, safe driver discount, and family discount.

The third cheapest option is Mercury Insurance, with an average annual rate of $4,098 for both 17-year-old females and males. Mercury Insurance has a low complaint level and a good financial strength rating. Mercury Insurance offers several discounts for teen drivers, such as good student discount, driver training discount, anti-theft device discount, and multi-car discount.

The most expensive option for teen drivers in California is Nationwide, with an average annual rate of $9,162 for both 17-year-old females and males. Nationwide has a very low complaint level and a high customer satisfaction rating. Nationwide offers several discounts for teen drivers, such as good student discount, accident-free discount, defensive driving discount, and family plan discount.

In conclusion, the best auto insurance for teen drivers in California depends on various factors and preferences. However, based on the average annual cost of insurance for teens offered by the major auto insurance companies in California, Geico is the cheapest option followed by USAA and Mercury Insurance. Nationwide is the most expensive option followed by Infinity and Alliance United Insurance.

References:

: https://www.bankrate.com/insurance/car/teen-drivers/

: https://www.forbes.com/advisor/car-insurance/best-cheap-car-insurance-for-teens/

: https://www.usnews.com/insurance/auto/cheap-car-insurance-california

: https://www.usaa.com/inet/wc/auto_insurance_teen_driver_main

: https://www.moneygeek.com/insurance/auto/reviews/mercury/

: https://www.mercuryinsurance.com/insurance-products/auto-insurance.html

: https://www.nationwide.com/personal/insurance/auto/discounts/