If you are looking for car insurance in Columbus Ohio, you might be wondering how Progressive and Geico compare in terms of rates, coverage, discounts and customer service. Here is a brief overview of some of the main differences and similarities between these two popular insurance companies.
Progressive and Geico are both among the largest car insurance providers in the US, and they both offer a variety of coverage options, such as liability, collision, comprehensive, medical payments, uninsured/underinsured motorist and personal injury protection. They also both have online tools and apps that allow you to get quotes, manage your policy, file claims and access roadside assistance.
However, there are also some notable differences between Progressive and Geico that might affect your decision. According to a 2020 study by The Zebra, an insurance comparison website, Geico has lower average annual premiums than Progressive in Columbus Ohio, at $1,019 versus $1,211 for a full coverage policy. This might be because Geico offers more discounts than Progressive, such as for federal employees, military members, good students and safe drivers.
On the other hand, Progressive has some unique features that Geico does not offer, such as the Name Your Price tool, which lets you set your budget and see what coverage options fit within it, and the Snapshot program, which monitors your driving habits and adjusts your rates accordingly. Progressive also has a higher customer satisfaction rating than Geico in the North Central region, which includes Ohio, according to the 2020 J.D. Power U.S. Auto Insurance Study.
Ultimately, the best way to compare Progressive and Geico is to get personalized quotes from both companies and see which one offers you the best value for your needs and preferences. You can also compare other factors such as reviews, ratings, claims process and customer service before making your final choice.