Best insurance for Teen Drivers Idaho

If you are looking for the best auto insurance for teen drivers in Idaho, you might want to compare in detail the major auto insurance companies and the average annual cost of insurance for teens offered by them. Here are some of the factors you should consider:

- The minimum coverage required by Idaho law is $25,000 per person and $50,000 per accident for bodily injury liability, and $15,000 per accident for property damage liability. You may want to get higher limits or additional coverage types to protect yourself and your vehicle in case of an accident.

- The cheapest car insurance company in Idaho for teens is Geico, with an average annual rate of $2,647 for 17-year-olds, according to The Zebra. However, the cheapest option may not be the best one for your needs. You should also compare the customer service, claims satisfaction, discounts, and features of each company.

- Some of the other major auto insurance companies that offer competitive rates for teens in Idaho are State Farm, USAA, American Family Insurance, and Farm Bureau Group. These companies have average annual rates ranging from $2,545 to $3,372 for 17-year-olds, according to U.S. News.

- The average annual cost of insurance for teens in Idaho is $4,106, which is lower than the national average of $5,729. However, this cost can vary depending on your age, gender, driving record, location, vehicle type, and other factors. You can lower your premium by maintaining a good driving record, taking a driver education course, getting good grades, choosing a safe and reliable vehicle, and bundling your policies with your parents or guardians.

- The average cost of car insurance in Idaho for all drivers is $1,052 per year for a full coverage policy, which is around $555 cheaper than the national average of $1,607 per year. This makes Idaho one of the cheapest states in terms of average car insurance costs. The average cost of car insurance in Idaho for a minimum coverage policy is $267 per year, which is also lower than the national average of $565 per year.

- The city you live in also affects your car insurance rates in Idaho. Frequency of claims, crime rates and population density are some of the factors that insurance companies use to determine rates for each city. According to Bankrate, Boise and Meridian have some of the cheapest full coverage rates of large Idaho cities, with average rates that are less than the state average.