New York Life Insurance

If you are looking for life insurance in New York, you may be wondering which companies offer the best policies, plans, benefits, cash value, investments and average annual cost for your needs. In this article, we will compare the top 5 life insurance companies in New York based on market share and provide some local company information for each one, including local phone, address and local url . We will also give you our recommendation for the best life insurance company in New York.

The top 5 life insurance companies in New York are:

- **MassMutual**: This company has a 10.79% market share in New York and offers term, whole, universal and variable universal life insurance policies. Some of the benefits of MassMutual's policies are dividend payments, flexible premiums and death benefits, cash value accumulation and investment options. The average annual cost of a 20-year term policy with $250,000 coverage for a 30-year-old non-smoker in New York is $191 for males and $165 for females. You can contact MassMutual's local office at (212) 578-2000 or visit them at 277 Park Avenue, New York, NY 10172. Their local url is https://newyorkcity.massmutual.com/.

- **New York Life**: This company has a 9.64% market share in New York and offers term, whole, universal and variable universal life insurance policies. Some of the benefits of New York Life's policies are guaranteed cash value growth, flexible payment options, dividend payments and investment choices. The average annual cost of a 20-year term policy with $250,000 coverage for a 30-year-old non-smoker in New York is $210 for males and $180 for females. You can contact New York Life's local office at (212) 576-7000 or visit them at 51 Madison Avenue, New York, NY 10010. Their local url is https://www.newyorklife.com/.

- **Guardian**: This company has a 8.12% market share in New York and offers term, whole, universal and variable universal life insurance policies. Some of the benefits of Guardian's policies are cash value accumulation, dividend payments, flexible premiums and death benefits and investment options. The average annual cost of a 20-year term policy with $250,000 coverage for a 30-year-old non-smoker in New York is $216 for males and $184 for females. You can contact Guardian's local office at (212) 598-8000 or visit them at 7 Hanover Square, New York, NY 10004. Their local url is https://www.guardianlife.com/new-york.

- **Northwestern Mutual**: This company has a 7.89% market share in New York and offers term, whole, universal and variable universal life insurance policies. Some of the benefits of Northwestern Mutual's policies are dividend payments, cash value growth, flexible premiums and death benefits and investment options. The average annual cost of a 20-year term policy with $250,000 coverage for a 30-year-old non-smoker in New York is $222 for males and $190 for females. You can contact Northwestern Mutual's local office at (212) 819-1800 or visit them at One Rockefeller Plaza Suite 2600 , New York , NY , 10020 . Their local url is https://newyork.nm.com/.

- **MetLife**: This company has a 7.57% market share in New York and offers term, whole, universal and variable universal life insurance policies. Some of the benefits of MetLife's policies are guaranteed death benefits, cash value accumulation, flexible premiums and investment options. The average annual cost of a 20-year term policy with $250,000 coverage for a 30-year-old non-smoker in New York is $228 for males and $196 for females. You can contact MetLife's local office at (212) 578-2211 or visit them at One MetLife Plaza ,27-01 Queens Plaza North , Long Island City , NY ,11101 . Their local url is https://www.metlife.com/about-us/us-locations/new-york/.

Our recommendation for the best life insurance company in New York is **Mutual of Omaha**. Although this company is not among the top 5 by market share in New York, it offers the lowest average annual cost for a 20-year term policy with $250,000 coverage for a 30-year-old non-smoker in New York, at $147 for males and $126 for females. Mutual of Omaha also offers term, whole, universal and indexed universal life insurance policies with benefits such as guaranteed death benefits, cash value growth, flexible premiums and riders. You can contact Mutual of Omaha's local office at (212) 986-0200 or visit them at 355 Lexington Avenue, 15th Floor , New York , NY , 10017 . Their local url is https://agents.mutualofomaha.com/new-york/.