Best Insurance for Teen Drivers in Wisconsin

If you are looking for the best auto insurance for teen drivers in Wisconsin, you might want to compare the top five major auto insurance companies that offer coverage in this state. According to U.S. News, the average car insurance rate in Wisconsin is $1,169 per year, which is lower than the national average of $1,442 per year. However, the rates for teen drivers are much higher, as they are considered high-risk drivers by most insurers.

The following table shows the average annual rates for 17-year-old drivers in Wisconsin for each of the top five major auto insurance companies, as well as the statewide average. The rates are based on full coverage policies with a $500 deductible for both comprehensive and collision coverage.

| Company | 17-Year-Old Female | 17-Year-Old Male |

|---------|--------------------|------------------|

| USAA    | $1,842             | $2,124           |

| State Farm | $2,409           | $3,051           |

| Erie Insurance | $2,531       | $3,020           |

| American Family Insurance | $2,958 | $3,254     |

| Geico   | $2,780             | $2,925           |

| Statewide Average | $4,389   | $4,962           |

As you can see, USAA offers the cheapest rates for teen drivers in Wisconsin, followed by State Farm and Erie Insurance. However, USAA is only available to military members and their families, so it might not be an option for everyone. Geico and American Family Insurance also offer competitive rates for teen drivers in Wisconsin.

However, the rates you pay will depend on various factors, such as your driving record, type of vehicle, location, and discounts. Therefore, it is important to compare quotes from different insurers to find the best deal for your situation. You can use online tools like The Zebra to compare car insurance quotes from multiple companies in Wisconsin.

The average annual cost of insurance for teens in Wisconsin is $4,676, which is about four times higher than the average cost for all drivers in the state. This means that teen drivers and their parents need to look for ways to save money on car insurance. Some of the common ways to lower your car insurance costs are:

- Enroll in a driver's education or defensive driving course

- Maintain good grades in school

- Choose a safe and reliable vehicle

- Drive less and avoid peak traffic hours

- Increase your deductible or reduce your coverage limits

- Bundle your policies with the same insurer

- Ask for discounts for safety features, low mileage, good driver, etc.

By following these tips, you can reduce your car insurance expenses and protect yourself and your vehicle on the road.

Citations:

: https://www.usnews.com/insurance/auto/cheap-car-insurance-wisconsin

: https://www.thezebra.com/auto-insurance/wisconsin-car-insurance/