Best Insurance for Teen Drivers in Louisiana

If you are looking for the best auto insurance for teen drivers in Louisiana, you might want to compare the major auto insurance companies that offer coverage in this state and the average annual cost of insurance for teens offered by them. Here are some of the key points to consider:

- According to NerdWallet's analysis of full coverage car insurance rates in Louisiana, the cheapest car insurance company for teen drivers is **Southern Farm Bureau Casualty**, with an average monthly rate of $162. This company also offers the cheapest rates for minimum coverage car insurance for a 35-year-old driver with a clean driving record, at $505 per year on average.

- Another affordable option for teen drivers is **USAA**, which offers an average monthly rate of $173 for full coverage. However, USAA is only available to military members and their families. USAA also offers discounts for good grades, driver training and safe driving habits.

- **Erie** is another car insurance company that offers below-average rates for teen drivers, with an average monthly rate of $189 for full coverage. Erie also has a feature called Rate Lock, which prevents your rates from increasing unless you make changes to your policy or add or remove a driver or vehicle.

- **Nationwide** and **Geico** are two other major car insurance companies that offer competitive rates for teen drivers in Louisiana, with average monthly rates of $197 and $198 respectively for full coverage. Both companies also offer discounts for good grades, driver training and safe driving habits.

- The average annual cost of insurance for teens in Louisiana is $1,951 per year when added to a parent policy, and $6,598 per year when on their own policy. These rates are higher than the national averages of $1,559 and $5,727 respectively. This is partly because Louisiana has high minimum liability requirements and high rates of uninsured drivers.