Progressive vs. Geico

If you are looking for car insurance in Seattle, you might be wondering how Progressive and Geico compare in terms of rates, coverage, and customer service. Here is a brief overview of some of the main differences and similarities between these two popular insurance companies.

Progressive and Geico are both among the largest car insurers in the US, and they offer a variety of coverage options and discounts for their customers. However, their rates may vary depending on several factors, such as your age, driving history, vehicle type, and location.

According to a study by The Zebra, the average annual premium for Progressive in Seattle is $1,671, while the average annual premium for Geico is $1,264. This means that Geico is cheaper than Progressive by about $407 per year on average. However, this does not mean that Geico will always be cheaper than Progressive for every driver. Your individual rate will depend on your personal profile and preferences.

For example, if you have a clean driving record, you might get a lower rate from Progressive than from Geico, as Progressive offers a Snapshot program that rewards safe drivers with discounts. On the other hand, if you have a poor credit score, you might get a better deal from Geico than from Progressive, as Geico does not use credit as a factor in determining rates in Washington state.

Another difference between Progressive and Geico is their customer service ratings. According to J.D. Power's 2020 U.S. Auto Insurance Study, Geico ranked higher than Progressive in overall customer satisfaction in the Northwest region, which includes Washington state. Geico scored 834 out of 1,000 points, while Progressive scored 814 out of 1,000 points. This means that Geico customers are more likely to be satisfied with their claims experience, policy offerings, billing process, and interaction with agents than Progressive customers.

However, both Progressive and Geico have strong financial ratings from A.M. Best, which indicates their ability to pay out claims. Both companies also have user-friendly websites and mobile apps that allow customers to manage their policies online and access various features and services.

In conclusion, Progressive and Geico are both reputable and reliable car insurance companies that offer competitive rates and coverage options for Seattle drivers. However, there is no one-size-fits-all answer to which one is better for you. You should compare quotes from both companies based on your specific needs and preferences, and choose the one that suits you best.