Louisville 

If you are looking for car insurance in Louisville, you might want to compare the rates of Progressive and Geico, two of the most popular providers in the area. Progressive and Geico offer different coverage options, discounts, and customer service experiences, so it is important to weigh the pros and cons of each company before making a decision.

According to the latest data from The Zebra, an online insurance comparison platform, the average annual premium for Progressive in Louisville is $1,487, while the average annual premium for Geico is $1,264. This means that Geico is cheaper than Progressive by about $223 per year on average. However, this does not mean that Geico is always the best choice for every driver. Depending on your driving history, vehicle type, credit score, and other factors, you might find a better deal with Progressive.

Progressive offers some unique features that Geico does not, such as the Name Your Price tool, which lets you customize your coverage based on your budget, and the Snapshot program, which monitors your driving habits and rewards you with discounts for safe driving. Progressive also has a higher customer satisfaction rating than Geico in the North Central region, which includes Kentucky, according to the 2020 J.D. Power U.S. Auto Insurance Study.

Geico, on the other hand, has a larger network of agents and claims centers than Progressive, which might make it easier to get in touch with them when you need help. Geico also offers more discounts than Progressive, such as for military members, federal employees, good students, and members of certain organizations. Geico has a higher financial strength rating than Progressive from A.M. Best, which means it has a better ability to pay out claims.

As you can see, there is no clear winner between Progressive and Geico when it comes to car insurance in Louisville. The best way to find out which one is right for you is to compare quotes from both companies and see what they offer for your specific situation. You can use online tools like The Zebra or NerdWallet to get free quotes from multiple insurers in minutes.