Baltimore

If you are looking for car insurance in Baltimore, you might be wondering how Progressive and Geico compare in terms of rates, coverage, discounts, and customer service. Here is a brief overview of some of the main differences and similarities between these two popular insurance companies.

Progressive and Geico are both among the largest car insurers in the US, and they offer a variety of coverage options and discounts to suit different needs and budgets. However, their rates may vary depending on several factors, such as your age, driving history, vehicle type, location, and credit score.

According to a study by The Zebra, the average annual premium for Progressive in Baltimore is $2,112, while the average annual premium for Geico is $1,667. This means that Geico is cheaper than Progressive by about 21% in Baltimore. However, this is only an average estimate based on a sample of drivers, and your actual rate may differ depending on your personal circumstances.

One way to find out which company offers you the best deal is to compare quotes from both Progressive and Geico online or over the phone. You can also use online tools like NerdWallet or Insurify to compare rates from multiple insurers at once. By comparing quotes, you can see how much you can save by choosing one company over another.

Another factor to consider when choosing between Progressive and Geico is their customer service and claims satisfaction ratings. According to J.D. Power's 2020 U.S. Auto Insurance Study, Geico scored higher than Progressive in both overall customer satisfaction and claims satisfaction in the Mid-Atlantic region, which includes Maryland. Geico also has a higher rating than Progressive from the Better Business Bureau (BBB).

However, Progressive and Geico both have some advantages and disadvantages that may appeal to different customers. For example, Progressive offers a unique feature called Name Your Price Tool, which allows you to enter your desired monthly payment and see what coverage options fit your budget. Geico does not have this feature, but it offers more discounts than Progressive, such as for federal employees, military members, and students.

Ultimately, the best way to decide between Progressive and Geico is to compare them based on your own needs, preferences, and budget. You may find that one company offers you better value, coverage, or service than the other. Or you may find that both companies are equally suitable for you. The important thing is to do your research and shop around before making a final decision.