Progressive vs Geico Tulsa

Here is a comparison of Progressive and Geico car insurance in the Tulsa area, based on some of the factors you mentioned:

- Averages: According to NerdWallet, Geico's average annual rate for full coverage in Oklahoma is $1,182, while Progressive's is $1,892. For minimum coverage, Geico's average annual rate is $405, while Progressive's is $611. These rates may vary depending on your driving record, credit score, vehicle type, and other factors.

- Coverages: Both Geico and Progressive offer the standard coverages required by Oklahoma law, such as bodily injury liability, property damage liability, uninsured/underinsured motorist coverage, and personal injury protection. They also offer optional coverages such as collision, comprehensive, roadside assistance, rental car reimbursement, and medical payments. Progressive has some unique features that Geico does not offer, such as gap insurance, vanishing deductible, and usage-based insurance.

- Young drivers: Both Geico and Progressive offer discounts for young drivers who meet certain criteria, such as good grades, driver education, or defensive driving courses. However, Geico's rates for young drivers are generally cheaper than Progressive's. NerdWallet reports that Geico's average annual rate for drivers ages 18-25 in Oklahoma is $1,783, while Progressive's is $3,612.

- SR-22: Both Geico and Progressive can help you file an SR-22 form with the Oklahoma Department of Public Safety if you need one. An SR-22 is a certificate of financial responsibility that proves you have the minimum required insurance after a serious violation, such as a DUI or a suspended license. Filing an SR-22 may increase your insurance rates and fees.

- Customer service: Both Geico and Progressive offer multiple ways to contact them for customer service, such as phone, chat, email, and in-person agents. However, Geico generally has higher customer satisfaction ratings than Progressive in most regions. According to J.D. Power's 2022 U.S. Auto Insurance StudySM, Geico scored above average in eight of the 11 regions, while Progressive scored above average in only three regions. Geico also has a lower complaint ratio than Progressive based on data from the National Association of Insurance Commissioners.

Sources:

 https://www.nerdwallet.com/article/insurance/geico-vs-progressive-auto-insurance

 https://www.forbes.com/advisor/car-insurance/geico-vs-progressive-car-insurance/

 https://www.investopedia.com/geico-vs-progressive-5197548

 https://www.usnews.com/insurance/auto/geico-vs-progressive

 https://www.jdpower.com/business/press-releases/2022-us-auto-insurance-study