Best Insurance for Teen Drivers in North Carolina

One of the challenges that teen drivers face is finding affordable car insurance. In North Carolina, the average annual cost of car insurance for 17 year old drivers is $2,662, which is higher than the statewide average of $1,124. However, some auto insurance companies offer better rates and coverage options for teen drivers than others. In this article, we will compare in detail the top 5 major auto insurance companies that have the best auto insurance for teen drivers in North Carolina and the average annual cost of insurance for teens offered by them.

- State Farm: State Farm is the cheapest car insurance company for teen drivers in North Carolina, with an annual average of $1,773 for both genders. State Farm offers a good student discount of up to 25% for students who maintain a B average or better, as well as a driver training discount of up to 15% for completing an approved course. State Farm also has a Steer Clear program that rewards safe driving habits with discounts and other benefits.

- Erie Insurance: Erie Insurance is the second cheapest option for teen drivers in North Carolina, with an annual average of $1,969 for both genders. Erie Insurance offers a youth driving safety program that provides education and coaching for young drivers and their parents. Erie Insurance also has a multi-car discount of up to 20%, a multi-policy discount of up to 25%, and a reduced usage discount of up to 60% for drivers who drive less than 7,000 miles per year.

- Geico: Geico is one of the most popular car insurance companies in North Carolina, with rates averaging $814 per year for young adult drivers. Geico offers a good student discount of up to 15% for students who maintain a B average or better, as well as a driver's education discount of up to 10% for completing an approved course. Geico also has a DriveEasy program that tracks driving behavior and provides feedback and tips to improve safety and save money.

- Nationwide: Nationwide is another major car insurance company in North Carolina, with rates averaging $935 per year for young adult drivers. Nationwide offers a good student discount of up to 15% for students who maintain a B average or better, as well as a defensive driving discount of up to 10% for completing an approved course. Nationwide also has a SmartRide program that monitors driving habits and rewards safe drivers with discounts of up to 40%.

- North Carolina Farm Bureau: North Carolina Farm Bureau is a local car insurance company that serves the residents of North Carolina, with rates averaging $956 per year for young adult drivers. North Carolina Farm Bureau offers a good student discount of up to 25% for students who maintain a B average or better, as well as a driver improvement discount of up to 10% for completing an approved course. North Carolina Farm Bureau also has a Driveology program that tracks driving behavior and provides feedback and rewards.

These are some of the best auto insurance companies for teen drivers in North Carolina based on their rates and coverage options. However, it is important to compare quotes from multiple companies and consider other factors such as customer service, claims handling, and financial strength before choosing an auto insurance policy.

Citations:

: Best Cheap Car Insurance in North Carolina in 2023 | U.S. News https://www.usnews.com/insurance/auto/cheap-car-insurance-north-carolina