If you are looking for car insurance in Las Vegas, you might be wondering how to compare rates from different companies. Two of the most popular car insurance providers in the U.S. are Geico and Progressive, but which one offers better coverage and prices for drivers in Sin City? Here are some factors to consider when comparing Geico vs. Progressive car insurance in Las Vegas.
- Cost: According to The Zebra, Geico's average monthly premium in Las Vegas is $94, while Progressive's is $104. However, your actual rate may vary depending on your age, driving record, credit score, vehicle type, and other factors. Geico tends to offer cheaper rates for good drivers, teens, and seniors, while Progressive may have lower rates for drivers with a speeding ticket or an accident.
- Coverage: Both Geico and Progressive offer standard car insurance coverage options, such as liability, collision, comprehensive, uninsured/underinsured motorist, and personal injury protection (PIP). They also offer additional coverage options, such as roadside assistance, rental car reimbursement, medical payments, car replacement coverage, and supplemental rideshare insurance. Progressive has a unique feature called Snapshot, which is a telematics program that monitors your driving habits and adjusts your rate accordingly.
- Customer satisfaction: According to the 2021 J.D. Power U.S. Auto Insurance Study, Geico ranks higher than Progressive in overall customer satisfaction in the Southwest region, which includes Nevada. Geico also has fewer complaints than Progressive according to the National Association of Insurance Commissioners (NAIC) complaint index. However, customer satisfaction may vary depending on your individual experience with each company.
- Discounts: Both Geico and Progressive offer a variety of discounts to help you save money on your car insurance policy. Some of the common discounts include safe driving, accident-free, anti-theft equipment, good student, and policy bundling. Geico also offers a military discount, while Progressive offers a discount for paying in full or signing online.
As you can see, there are pros and cons to choosing either Geico or Progressive for your car insurance in Las Vegas. The best way to find out which one suits your needs and budget is to compare quotes from both companies and see what they offer you.