Colorado Springs

If you are looking for the best car insurance in Colorado Springs, you might be wondering how Progressive and Geico compare. These two companies are among the most popular and reputable in the industry, but they have different features and benefits that may appeal to different drivers. Here are some of the main factors to consider when comparing Progressive and Geico insurance rates in Colorado Springs.

- Coverage options: Both Progressive and Geico offer a wide range of coverage options, including liability, collision, comprehensive, medical payments, uninsured/underinsured motorist, rental car reimbursement, roadside assistance, and more. However, Progressive has some unique features that Geico does not, such as custom parts and equipment coverage, gap insurance, and usage-based insurance. Geico also has some exclusive features that Progressive does not, such as mechanical breakdown insurance, accident forgiveness, and rideshare insurance. Depending on your needs and preferences, you may find one company more suitable than the other.

- Discounts: Both Progressive and Geico offer many discounts to help you save money on your car insurance. Some of the common discounts include multi-policy, multi-car, good driver, good student, defensive driving course, anti-theft device, and military. However, Progressive has some additional discounts that Geico does not, such as continuous insurance, online quote, homeowner, paperless billing, and pay in full. Geico also has some extra discounts that Progressive does not, such as federal employee, membership and alumni associations, emergency deployment, and anti-lock brakes. Depending on your eligibility and qualifications, you may get a better deal from one company than the other.

- Customer service: Both Progressive and Geico have excellent customer service ratings and reputations. They both have 24/7 phone support, online chat, mobile apps, and online account management. However, Progressive has more local agents than Geico, which may be helpful if you prefer face-to-face interactions. Geico has a higher customer satisfaction score than Progressive according to J.D. Power's 2020 U.S. Auto Insurance Study for the Southwest region (which includes Colorado), which may indicate a better overall experience for customers.

- Price: The price of car insurance depends on many factors, such as your age, gender, driving history, credit score, vehicle type, location, mileage, and coverage level. Therefore, it is hard to say which company is cheaper than the other without getting a personalized quote. However, according to The Zebra's 2021 State of Auto Insurance Report (which is based on data from Quadrant Information Services), the average annual premium for Progressive in Colorado is $1,876 while the average annual premium for Geico in Colorado is $1,435. This means that Geico is about 24% cheaper than Progressive on average in Colorado. However, this does not mean that Geico will always be cheaper than Progressive for every driver in every situation. The best way to find out which company offers you the best rate is to compare quotes from both companies.

As you can see, there are pros and cons to choosing either Progressive or Geico for your car insurance in Colorado Springs. The best company for you depends on your personal circumstances and preferences. To make an informed decision, you should compare quotes from both companies and review their coverage options,

discounts,

customer service,

and price.