Finding the best auto insurance for teen drivers in Illinois can be a daunting task, but don't worry, we are here to help you. We have done some research and compared the major auto insurance companies that offer coverage for young drivers in the state and their average annual cost of insurance for teens. Here are some of the results:
- Geico: Geico is a great choice for teen drivers who want to save money on their car insurance. Geico has an average annual rate of $838 for full coverage and $2,365 for a 17-year-old female driver and $2,691 for a male the same age. Geico also has many discounts available for good grades, driver education, and safety features.
- State Farm: State Farm is another good option for teen drivers who want to get affordable car insurance. State Farm has an average annual rate of $1,077 for full coverage and $2,901 for a 17-year-old female driver and $3,651 for a male the same age. State Farm also has a program called Steer Clear that rewards safe driving habits with lower rates and cash rewards.
- Country Insurance & Financial Services: Country Insurance & Financial Services is the cheapest car insurance company when you have teen drivers on your policy, with an average annual rate of $995 for full coverage and $2,159 for a 17-year-old female driver and $2,399 for a male the same age. Country Insurance & Financial Services also offers discounts for good students, driver training, and multiple policies.
- Erie: Erie is another low-cost option for teen drivers, with an average annual rate of $1,085 for full coverage and $2,212 for a 17-year-old female driver and $2,653 for a male the same age. Erie also has a program called Youthful Driver that provides reduced rates for drivers under 21 who live with their parents and have no violations or accidents.
- Travelers Insurance: Travelers Insurance is one of the most expensive car insurance companies for teen drivers in Illinois, with an average annual rate of $1,155 for full coverage and $3,448 for a 17-year-old female driver and $4,257 for a male the same age. Travelers Insurance does offer discounts for good students, driver training, and multi-car policies.
- Progressive: Progressive is another pricey option for teen drivers in Illinois, with an average annual rate of $1,433 for full coverage and $6,599 for a 17-year-old female driver and $7,367 for a male the same age. Progressive does have some discounts available for good grades, driver education, and multi-policy bundling.
- Allstate: Allstate is the most expensive car insurance company for teen drivers in Illinois, with an average annual rate of $2,213 for full coverage and $5,136 for a 17-year-old female driver and $6,713 for a male the same age. Allstate does have some discounts available for good grades, driver education, and safe driving.
As you can see, there is a huge difference in the cost of car insurance for teen drivers in Illinois depending on the company you choose. You should compare quotes from different providers and consider factors such as coverage options, customer service, and claims satisfaction before making a decision. By doing so, you can find the best auto insurance for your teen driver and save money in the long run.