Auto insurance is a necessity for drivers of any age, but especially for teen drivers who face higher risks and premiums. According to the Utah Insurance Department, one-third of deaths of people ages 16 to 20 are due to motor-vehicle accidents. Therefore, it is important to compare different auto insurance companies and find the best coverage and price for your teen driver. Here are some of the top five major auto insurance companies that offer the best auto insurance for teen drivers in Utah and the average annual cost of insurance for teens offered by them.
- State Farm: State Farm is one of the largest and most popular auto insurance companies in the U.S. and in Utah. It offers good student discounts, driver education discounts, and safe driving discounts for teen drivers. It also has a program called Steer Clear that helps teens improve their driving skills and earn rewards. The average annual cost of full coverage car insurance for a teen driver with State Farm in Utah is $3,264.
- GEICO: GEICO is another well-known and reliable auto insurance company that offers competitive rates and discounts for teen drivers. It has a good student discount, a driver training discount, and a family pricing program that allows teens to stay on their parents' policy when they get their own car. The average annual cost of full coverage car insurance for a teen driver with GEICO in Utah is $3,456.
- Progressive: Progressive is a leading auto insurance company that offers various options and discounts for teen drivers. It has a good student discount, a continuous coverage discount, and a Snapshot program that monitors driving habits and rewards safe drivers. The average annual cost of full coverage car insurance for a teen driver with Progressive in Utah is $3,648.
- Allstate: Allstate is another reputable and trusted auto insurance company that offers comprehensive coverage and benefits for teen drivers. It has a good student discount, a smart student discount, a teenSMART program that teaches safe driving skills, and a Drivewise program that tracks driving behavior and rewards good drivers. The average annual cost of full coverage car insurance for a teen driver with Allstate in Utah is $3,840.
- USAA: USAA is a unique auto insurance company that caters to military members and their families. It offers exceptional service and low rates for teen drivers who qualify. It has a good student discount, a driver training discount, a family discount, and a safe driving discount. The average annual cost of full coverage car insurance for a teen driver with USAA in Utah is $2,880.
These are some of the top five major auto insurance companies that have the best auto insurance for teen drivers in Utah and the average annual cost of insurance for teens offered by them. However, these rates are only estimates and may vary depending on various factors such as location, vehicle type, driving record, credit score, etc. Therefore, it is advisable to shop around and compare quotes from different companies before choosing the best option for your teen driver.
Sources:
: https://www.policygenius.com/auto-insurance/best-car-insurance-in-utah/
: https://insurance.utah.gov/consumer/auto-home/auto-insurance/teen-driver
: https://www.thezebra.com/auto-insurance/utah-car-insurance/