Best Insurance for Teen Drivers in Massachusetts

If you are a teen driver in Massachusetts, you might be wondering which auto insurance company can offer you the best coverage and rates. There are many factors that affect the cost of auto insurance for teens, such as your age, driving record, location, and type of vehicle. To help you compare your options, we have gathered some information from various sources about the major auto insurance companies that have the best auto insurance for teen drivers in Massachusetts and the average annual cost of insurance for teens offered by them. Here is what we found:

- **State Farm**: State Farm is the cheapest insurance company for teen drivers in Massachusetts, with an average annual rate of $1,986 for both male and female drivers. State Farm also offers discounts for good grades, driver's education, and safe driving habits. State Farm has a reputation for excellent customer service and claims handling.

- **Geico**: Geico is another affordable option for teen drivers in Massachusetts, with an average annual rate of $3,351 for both male and female drivers. Geico also offers discounts for good grades, driver's education, defensive driving courses, and membership in certain organizations. Geico has a user-friendly website and mobile app that make it easy to manage your policy and file claims.

- **USAA**: USAA is a great choice for teen drivers who are eligible for its services, which are limited to military members and their families. USAA has an average annual rate of $2,863 for both male and female drivers. USAA also offers discounts for good grades, driver's education, safe driving habits, and family loyalty. USAA has a high customer satisfaction rating and a low complaint ratio.

- **Plymouth Rock Assurance**: Plymouth Rock Assurance is the best insurance company for full coverage for teen drivers in Massachusetts, with an average annual rate of $4,219 for both male and female drivers. Plymouth Rock Assurance also offers discounts for good grades, driver's education, defensive driving courses, and low mileage. Plymouth Rock Assurance has a unique Crashbusters program that sends an appraiser to the scene of an accident to assess the damage and issue a check on the spot.

- **Progressive**: Progressive is the best insurance company overall for teen drivers in Massachusetts, according to Trusted Choice. Progressive has an average annual rate of $7,732 for both male and female drivers, which is on the higher end of the spectrum. However, Progressive also offers many features and benefits that make it worth considering, such as a Name Your Price tool that lets you customize your coverage and price, a Snapshot program that monitors your driving habits and rewards you with discounts, and a Deductible Savings Bank that reduces your deductible by $50 every six months you are accident-free.

These are some of the major auto insurance companies that have the best auto insurance for teen drivers in Massachusetts and the average annual cost of insurance for teens offered by them. Of course, your individual rates may vary depending on your personal circumstances and preferences. Therefore, it is always advisable to compare quotes from multiple companies before making a final decision. You can use online tools or contact an independent agent to help you find the best deal for your needs.

**Citations**:

: Trusted Choice. (2023). Massachusetts Car Insurance: Best Companies & Cost - Trusted Choice. Retrieved from https://www.trustedchoice.com/l/massachusetts/car-insurance/

: LoPriore Insurance Agency. (2023). Ultimate Guide To Massachusetts Teen Drivers And Auto Insurance 101. Retrieved from https://www.lopriore.com/blog/massachusetts-teen-drivers-auto-insurance/

: U.S. News & World Report. (2023). Best Cheap Car Insurance in Massachusetts for 2023 | U.S. News. Retrieved from https://www.usnews.com/insurance/auto/cheap-car-insurance-massachusetts

: State Farm. (n.d.). Car Insurance Discounts - Savings on Auto Insurance | State Farm®. Retrieved from https://www.statefarm.com/insurance/auto/discounts

: J.D. Power. (2022). 2022 U.S. Auto Claims Satisfaction Study | J.D. Power. Retrieved from https://www.jdpower.com/business/press-releases/2022-us-auto-claims-satisfaction-study

: Geico. (n.d.). Car Insurance Discounts & Auto Premium Reductions | GEICO. Retrieved from https://www.geico.com/save/discounts/car-insurance-discounts/

: Geico. (n.d.). GEICO Mobile App | GEICO. Retrieved from https://www.geico.com/mobile/

: USAA. (n.d.). USAA Eligibility | USAA. Retrieved from https://www.usaa.com/inet/wc/why_choose_usaa_main

: USAA. (n.d.). Auto Insurance Discounts | USAA. Retrieved from https://www.usaa.com/inet/wc/auto_insurance_discounts_main

: NAIC. (2021). Consumer Information Source - Company Search Results. Retrieved from https://eapps.naic.org/cis/companySearchResults.do?searchType=companySearch&searchBy=company&companyName=USAA&stateCode=&naicCode=&orgType=ALL&companyType=ALL&companyStatus=ALL&companyStatusDateFrom=&companyStatusDateTo=&pageSize=10&pageNo=1

: Plymouth Rock Assurance. (n.d.). Car Insurance Discounts in Massachusetts | Plymouth Rock Assurance. Retrieved from https://www.plymouthrock.com/resource-center/ma-insurance-guides/auto/discounts

: Plymouth Rock Assurance. (n.d.). Crashbusters® Mobile Claim Service | Plymouth Rock Assurance. Retrieved from https://www.plymouthrock.com/claims/crashbusters

: Progressive. (n.d.). Name Your Price Tool® | Progressive. Retrieved from https://www.progressive.com/auto/discounts/name-your-price/

: Progressive. (n.d.). Snapshot®: Safe Driving Discount Program | Progressive. Retrieved from https://www.progressive.com/auto/discounts/snapshot/

: Progressive. (n.d.). Deductible Savings Bank® | Progressive Commercial. Retrieved from https://www.progressivecommercial.com/coverages/deductible-savings-bank/