Arizona Minimum Insurance
4730 East Indian School Road, Phoenix, AZ 85018
4730 East Indian School Road, Phoenix, AZ 85018
Before you can register a vehicle in Arizona, you must provide proof of insurance (including an ADOT code). Every driver is required to carry at least the minimum amount of liability coverage and must also carry proof of insurance while driving. This serves as your proof of financial responsibility. Here are the minimum amounts of car insurance coverage mandated in Arizona:
Bodily Injury Liability:
$25,000 per person
$50,000 per accident
Property Damage Liability:
$15,000 per accident
Liability insurance covers injuries or damages caused by the at-fault driver. It pays for injuries to others but does not cover your own injuries or property damage. The split limit of 25/50/15 specifies the coverage amounts for bodily injury per person, bodily injury per accident, and property damage1.
Almost every state requires a certain amount of insurance, often referred to as the limit. In Arizona, the state mandates that every driver maintain the minimum liability insurance amounts listed above (25/50/15). Let’s break down what these numbers mean:
Per Person: This covers any single person injured in an accident you cause.
Per Accident: If you injure more than one person in the same accident, this limit applies.
Property Damage Per Accident: Covers damages to another’s property caused by you.
Beyond the minimum requirements, Arizona drivers often opt for additional coverage to safeguard their interests. Here are some popular policies:
Collision Coverage: Pays for repairs to your vehicle after an accident, regardless of fault.
Comprehensive Coverage: Covers non-collision incidents (e.g., theft, vandalism, natural disasters).
Uninsured/Underinsured Motorist Coverage: Protects you if you’re in an accident with an uninsured or underinsured driver.
Medical Payments (MedPay): Covers medical expenses for you and your passengers.
Personal Injury Protection (PIP): Provides broader coverage for medical expenses, lost wages, and other costs.
Rental Car Reimbursement: Pays for a rental car while your vehicle is being repaired.
Roadside Assistance: Helps with breakdowns, flat tires, and other roadside emergencies.
For more detailed information, you can refer to the following resources:
Remember to consult a licensed insurance agent to tailor your coverage to your specific needs. Safe driving! 🛣️🌟
Chuck Kelly
Edward Vasquez: Allstate Insurance
Nationwide
GEICO
Mabey Insurance
City Hall: Phoenix City Hall
Chamber of Commerce: Greater Phoenix Chamber
Better Business Bureau (BBB): Arizona - Better Business Bureau (BBB)
Police Department: City of Phoenix, Arizona, Police Department
Fire Department: Phoenix Fire Department
Hospital: Mayo Clinic Hospital, Phoenix, Arizona
In the vast expanse of the United States, each state holds its own unique charm and character, reflected even in the realm of auto insurance. State minimum auto insurance requirements are the backbone of road safety and financial protection for drivers across the nation. Let's embark on a journey through all fifty states, exploring the diverse landscapes of insurance regulations and the assurances they provide.
Starting our journey in the heart of the South, we find Alabama State Minimum Auto Insurance. This insurance requirement ensures that drivers have at least $25,000 bodily injury coverage per person, $50,000 bodily injury coverage per accident, and $25,000 property damage coverage.
Next, we venture to the Last Frontier, where Alaska State Minimum Auto Insurance offers protection against the rugged terrain. Drivers here must have at least $50,000 bodily injury coverage per person, $100,000 bodily injury coverage per accident, and $25,000 property damage coverage.
As we traverse the desert landscapes, Arizona State Minimum Auto Insurance provides a shield against unexpected twists and turns. Drivers must carry at least $25,000 bodily injury coverage per person, $50,000 bodily injury coverage per accident, and $15,000 property damage coverage.
Entering the Natural State, we find Arkansas State Minimum Auto Insurance. Here, drivers are required to have at least $25,000 bodily injury coverage per person, $50,000 bodily injury coverage per accident, and $25,000 property damage coverage.
Our journey takes us to the Golden State, where California State Minimum Auto Insurance shines brightly. Drivers in California must carry at least $15,000 bodily injury coverage per person, $30,000 bodily injury coverage per accident, and $5,000 property damage coverage.
Amidst the majestic Rockies, Colorado State Minimum Auto Insurance offers a sturdy shield. Drivers here are required to have at least $25,000 bodily injury coverage per person, $50,000 bodily injury coverage per accident, and $15,000 property damage coverage.
Traveling through New England, we arrive in the Nutmeg State, where Connecticut State Minimum Auto Insurance weaves a tale of security. Drivers must carry at least $25,000 bodily injury coverage per person, $50,000 bodily injury coverage per accident, and $25,000 property damage coverage.
Our journey then takes us to the First State, where Delaware State Minimum Auto Insurance offers a steadfast companion on the roads. Drivers here must have at least $25,000 bodily injury coverage per person, $50,000 bodily injury coverage per accident, and $10,000 property damage coverage.
Roaming the Sunshine State, we find Florida State Minimum Auto Insurance blooming amidst the palm trees. Drivers in Florida must carry at least $10,000 personal injury protection (PIP) and $10,000 property damage liability (PDL) coverage.
In the heart of the South, the Peach State offers Georgia State Minimum Auto Insurance. Drivers here must have at least $25,000 bodily injury coverage per person, $50,000 bodily injury coverage per accident, and $25,000 property damage coverage.
Our journey then takes us to the Aloha State, where Hawaii State Minimum Auto Insurance greets us with island charm. Drivers must carry at least $20,000 bodily injury coverage per person, $40,000 bodily injury coverage per accident, and $10,000 property damage coverage.
Traveling through the Gem State, we find Idaho State Minimum Auto Insurance offering protection under its wide skies. Drivers here must carry at least $25,000 bodily injury coverage per person, $50,000 bodily injury coverage per accident, and $15,000 property damage coverage.
Next, we journey through the Prairie State, where Illinois State Minimum Auto Insurance stretches as far as the eye can see. Drivers must have at least $25,000 bodily injury coverage per person, $50,000 bodily injury coverage per accident, and $20,000 property damage coverage.
Entering the Crossroads of America, we find Indiana State Minimum Auto Insurance guiding us on our journey. Drivers here must carry at least $25,000 bodily injury coverage per person, $50,000 bodily injury coverage per accident, and $25,000 property damage coverage.
Traveling through the Hawkeye State, we find Iowa State Minimum Auto Insurance watching over the fields. Drivers must carry at least $20,000 bodily injury coverage per person, $40,000 bodily injury coverage per accident, and $15,000 property damage coverage.
Roaming through the Sunflower State, we find Kansas State Minimum Auto Insurance blooming along the roadsides. Drivers here must have at least $25,000 bodily injury coverage per person, $50,000 bodily injury coverage per accident, and $25,000 property damage coverage.
Our journey then takes us to the Bluegrass State, where Kentucky State Minimum Auto Insurance harmonizes with the rhythm of the land. Drivers here must carry at least $25,000 bodily injury coverage per person, $50,000 bodily injury coverage per accident, and $25,000 property damage coverage.
Traveling through the Pelican State, we find Louisiana State Minimum Auto Insurance offering protection amidst the bayous. Drivers here must have at least $15,000 bodily injury coverage per person, $30,000 bodily injury coverage per accident, and $25,000 property damage coverage.
Entering the Pine Tree State, we find Maine State Minimum Auto Insurance standing tall in the wilderness. Drivers here must carry at least $50,000 bodily injury coverage per person, $100,000 bodily injury coverage per accident, and $25,000 property damage coverage.
Roaming through the Chesapeake Bay region, we find Maryland State Minimum Auto Insurance offering a shield against the storms. Drivers here must have at least $30,000 bodily injury coverage per person, $60,000 bodily injury coverage per accident, and $15,000 property damage coverage.
Traveling through the Bay State, we find Massachusetts State Minimum Auto Insurance guiding us through history. Drivers here must carry at least $20,000 bodily injury coverage per person, $40,000 bodily injury coverage per accident, and $5,000 property damage coverage.
Entering the Great Lakes region, we find Michigan State Minimum Auto Insurance protecting us along the shores. Drivers here must have at least $50,000 bodily injury coverage per person, $100,000 bodily injury coverage per accident, and $10,000 property damage coverage.
Roaming the North Star State, we find Minnesota State Minimum Auto Insurance shining bright. Drivers here must carry at least $30,000 bodily injury coverage per person, $60,000 bodily injury coverage per accident, and $10,000 property damage coverage.
Traveling through the Magnolia State, we find Mississippi State Minimum Auto Insurance blooming along the roadsides. Drivers here must have at least $25,000 bodily injury coverage per person, $50,000 bodily injury coverage per accident, and $25,000 property damage coverage.
Our journey then takes us to the Show Me State, where Missouri State Minimum Auto Insurance offers assurance amidst the rolling hills. Drivers here must carry at least $25,000 bodily injury coverage per person, $50,000 bodily injury coverage per accident, and $10,000 property damage coverage.
Roaming through the Treasure State, we find Montana State Minimum Auto Insurance offering protection under its expansive skies. Drivers here must have at least $25,000 bodily injury coverage per person, $50,000 bodily injury coverage per accident, and $20,000 property damage coverage.
Entering the Cornhusker State, we find Nebraska State Minimum Auto Insurance watching over the fields. Drivers here must carry at least $25,000 bodily injury coverage per person, $50,000 bodily injury coverage per accident, and $25,000 property damage coverage.
Traveling through the Silver State, we find Nevada State Minimum Auto Insurance offering protection amidst the desert landscapes. Drivers here must carry at least $25,000 bodily injury coverage per person, $50,000 bodily injury coverage per accident, and $20,000 property damage coverage.
Roaming through the Granite State, we find New Hampshire State Minimum Auto Insurance offering assurance among the mountains. Drivers here must have at least $25,000 bodily injury coverage per person, $50,000 bodily injury coverage per accident, and $25,000 property damage coverage.
Our journey then takes us to the Garden State, where New Jersey State Minimum Auto Insurance blooms amidst the historic paths. Drivers here must carry at least $15,000 bodily injury coverage per person, $30,000 bodily injury coverage per accident, and $5,000 property damage coverage.
Traveling through the Land of Enchantment, we find New Mexico State Minimum Auto Insurance adding to the magic of the landscape. Drivers here must have at least $25,000 bodily injury coverage per person, $50,000 bodily injury coverage per accident, and $10,000 property damage coverage.
Entering the Empire State, we find New York State Minimum Auto Insurance watching over the city lights. Drivers here must carry at least $25,000 bodily injury coverage per person, $50,000 bodily injury coverage per accident, and $10,000 property damage coverage.
Roaming through the Tar Heel State, we find North Carolina State Minimum Auto Insurance blooming amidst the rolling hills. Drivers here must have at least $30,000 bodily injury coverage per person, $60,000 bodily injury coverage per accident, and $25,000 property damage coverage.
Traveling through the Peace Garden State, we find North Dakota State Minimum Auto Insurance offering a tranquil journey. Drivers here must carry at least $25,000 bodily injury coverage per person, $50,000 bodily injury coverage per accident, and $25,000 property damage coverage.
Our journey then takes us to the Buckeye State, where Ohio State Minimum Auto Insurance guides us through the heartland. Drivers here must have at least $25,000 bodily injury coverage per person, $50,000 bodily injury coverage per accident, and $25,000 property damage coverage.
Roaming through the Sooner State, we find Oklahoma State Minimum Auto Insurance offering protection along the plains. Drivers here must carry at least $25,000 bodily injury coverage per person, $50,000 bodily injury coverage per accident, and $25,000 property damage coverage.
Traveling through the Pacific Wonderland, we find Oregon State Minimum Auto Insurance mingling with the scent of pine. Drivers here must have at least $25,000 bodily injury coverage per person, $50,000 bodily injury coverage per accident, and $20,000 property damage coverage.
Entering the Keystone State, we find Pennsylvania State Minimum Auto Insurance standing strong amidst the historic paths. Drivers here must carry at least $15,000 bodily injury coverage per person, $30,000 bodily injury coverage per accident, and $5,000 property damage coverage.
Roaming through the Ocean State, we find Rhode Island State Minimum Auto Insurance safeguarding the coastal charm. Drivers here must have at least $25,000 bodily injury coverage per person, $50,000 bodily injury coverage per accident, and $25,000 property damage coverage.
Our journey then takes us to the Palmetto State, where South Carolina State Minimum Auto Insurance sways with the sea breeze. Drivers here must carry at least $25,000 bodily injury coverage per person, $50,000 bodily injury coverage per accident, and $25,000 property damage coverage.
Traveling through the Mount Rushmore State, we find South Dakota State Minimum Auto Insurance standing tall amidst majestic landscapes. Drivers here must have at least $25,000 bodily injury coverage per person, $50,000 bodily injury coverage per accident, and $25,000 property damage coverage.
Roaming through the Volunteer State, we find Tennessee State Minimum Auto Insurance offering assurance amidst rolling hills. Drivers here must carry at least $25,000 bodily injury coverage per person, $50,000 bodily injury coverage per accident, and $15,000 property damage coverage.
Our journey then takes us to the Lone Star State, where Texas State Minimum Auto Insurance spans vast landscapes. Drivers here must have at least $30,000 bodily injury coverage per person, $60,000 bodily injury coverage per accident, and $25,000 property damage coverage.
Traveling through the Beehive State, we find Utah State Minimum Auto Insurance humming along the fields. Drivers here must carry at least $25,000 bodily injury coverage per person, $65,000 bodily injury coverage per accident, and $15,000 property damage coverage.
Roaming through the Green Mountain State, we find Vermont State Minimum Auto Insurance embraced by verdant landscapes. Drivers here must have at least $25,000 bodily injury coverage per person, $50,000 bodily injury coverage per accident, and $10,000 property damage coverage.
Our journey then takes us to the Old Dominion State, where Virginia State Minimum Auto Insurance watches over historic paths. Drivers here must carry at least $25,000 bodily injury coverage per person, $50,000 bodily injury coverage per accident, and $20,000 property damage coverage.
Traveling through the Evergreen State, we find Washington State Minimum Auto Insurance amidst lush forests and dynamic cities. Drivers here must have at least $25,000 bodily injury coverage per person, $50,000 bodily injury coverage per accident, and $10,000 property damage coverage.
Roaming through the Mountain State, we find West Virginia State Minimum Auto Insurance standing tall amidst its mountainous landscapes. Drivers here must carry at least $25,000 bodily injury coverage per person, $50,000 bodily injury coverage per accident, and $25,000 property damage coverage.
Our journey then takes us to the Badger State, where Wisconsin State Minimum Auto Insurance guides us through scenic byways. Drivers here must have at least $25,000 bodily injury coverage per person, $50,000 bodily injury coverage per accident, and $10,000 property damage coverage.
Traveling through the Equality State, we find Wyoming State Minimum Auto Insurance watching over rugged landscapes. Drivers here must carry at least $25,000 bodily injury coverage per person, $50,000 bodily injury coverage per accident, and $20,000 property damage coverage.
As we conclude our journey through the symphony of state minimum auto insurance, let us remember that each state's offering is not just a legal requirement but a promise—a promise to safeguard our travels, protect our vehicles, and ensure our peace of mind on the open road.
Arizona Minimum Insurance
4730 East Indian School Road, Phoenix, AZ 85018
We service the following cities and zip codes
Phoenix: 85001, 85002, 85003, 85004, 85005, 85006, 85007, 85008, 85009, 85010, 85011, 85012, 85013, 85014, 85015, 85016, 85017, 85018, 85019, 85020, 85021, 85022, 85023, 85024, 85026, 85027, 85028, 85029, 85030, 85031, 85032, 85033, 85034, 85035, 85036, 85037, 85038, 85039, 85040, 85041, 85042, 85043, 85044, 85045, 85046, 85048, 85050, 85051, 85053, 85054, 85060, 85061, 85062, 85063, 85064, 85065, 85066, 85067, 85068, 85069, 85070, 85071, 85072, 85073, 85074, 85075, 85076, 85078, 85079, 85080, 85082, 85083, 85085, 85086, 8508712345.
Tucson: The zip codes for Tucson include 85701, 85702, 85703, 85704, 85705, 85706, 85707, 85708, 85709, 85710, 85711, 85712, 85713, 85714, 85715, 85716, 85717, 85718, 85719, 85720, 85721, 85722, 85723, 85724, 85725, 85726, 85728, 85730, 85731, 85732, 85733, 85734, 85735, 85736, 85737, 85739, 85740, 85741, 85742, 85743, 85744, 85745, 85746, 85747, 85748, 85749, 857504567.
Mesa: The zip codes for Mesa include 85201, 85202, 85203, 85204, 85205, 85206, 85207, 85208, 85209, 85210, 85211, 85212, 85213, 85214, 85215, 85216, 85274, 85275, 8527789101112.
Chandler: The zip codes for Chandler include 85224, 85225, 85226, 85248, 85249, 8528613141516.
Gilbert: The zip codes for Gilbert include 85233, 85234, 85295, 85296, 85297, 852981718192021.
Glendale: The zip codes for Glendale include 85301, 85302, 85303, 85304, 85305, 85306, 85307, 85308, 85309, 85310, 85311, 85312, 8531822232425.
Scottsdale: The zip codes for Scottsdale include 85250, 85251, 85252, 85253, 85254, 85255, 85256, 85257, 85258, 85259, 85260, 85261, 85262, 85263, 85264, 85266, 85267, 85268, 85269, 85270, 852712627282930.
Tempe: The zip codes for Tempe include 85281, 85282, 85283, 85284, 85285, 85287, 852883132333435.
Peoria: The zip codes for Peoria include 85345, 85380, 85381, 85382, 85383, 853853637383940.
Surprise: Unfortunately, I couldn’t find the zip codes for Surprise at this time.