El Paso

If you are looking for car insurance in El Paso, Texas, you might be wondering how to compare Progressive and Geico, two of the largest and most popular insurers in the country. Here are some factors to consider when choosing between these two companies:

- Cost: According to The Zebra, the average monthly premium from Geico is $94, while the average monthly premium from Progressive is $104. However, your actual rate may vary depending on your age, driving record, credit score, vehicle type, coverage level and other factors. Geico tends to offer cheaper rates for most driver profiles, especially for teens and drivers with poor credit. Progressive may offer lower rates for drivers with a DUI or an accident on their record.

- Coverage: Both Geico and Progressive offer standard coverage options such as liability, collision, comprehensive, uninsured/underinsured motorist and personal injury protection. They also offer optional add-ons such as roadside assistance, rental car reimbursement, medical payments and rideshare coverage. Progressive has some unique features such as gap insurance, custom parts and equipment coverage and deductible savings bank.

- Discounts: Both companies offer a variety of discounts to help you save money on your car insurance. Some common discounts include safe driver, good student, anti-theft device, multi-policy and multi-vehicle discounts. Geico also offers discounts for military members, federal employees and members of certain organizations. Progressive offers discounts for paying in full, signing online, paperless billing and using its Snapshot program that tracks your driving habits.

- Customer service: Customer satisfaction is an important factor to consider when choosing a car insurance company. You want to make sure that your insurer will handle your claims quickly and fairly. According to the 2021 J.D. Power U.S. Auto Insurance Study, Geico ranked higher than Progressive in overall customer satisfaction in most regions of the country. Geico also has a better rating from the Better Business Bureau than Progressive.

In conclusion, Geico and Progressive are both reputable car insurance companies that offer competitive rates and coverage options for El Paso drivers. However, Geico may be a better choice for most drivers who want to save money and get reliable customer service. Progressive may be a better option for drivers who need specialized coverage or have a less-than-perfect driving record.