If you are looking for the best auto insurance for teen drivers in Washington, you might be overwhelmed by the many options available. However, not all insurance companies offer the same benefits, coverage, discounts and rates for young drivers. To help you compare and choose the best option for your needs and budget, here is a detailed comparison of the top five major auto insurance companies that have the best auto insurance for teen drivers in Washington and the average annual cost of insurance for teens offered by them.
1. Pemco: Pemco is a regional insurance company that serves Washington and Oregon. It offers the cheapest rates for both minimum and full coverage insurance for teen drivers in Washington, according to various sources . The average annual cost of minimum coverage insurance for a teen driver at Pemco is $1,044, while the average annual cost of full coverage insurance is $2,376. Pemco also offers several discounts for teen drivers, such as good student, driver training, student away at school and loyalty discounts. Pemco has a very low complaint ratio and a high customer satisfaction rating.
2. USAA: USAA is a national insurance company that serves military members and their families. It offers the second cheapest rates for both minimum and full coverage insurance for teen drivers in Washington, according to various sources . The average annual cost of minimum coverage insurance for a teen driver at USAA is $1,430, while the average annual cost of full coverage insurance is $2,856. USAA also offers several discounts for teen drivers, such as good student, driver training, family and loyalty discounts. USAA has a very low complaint ratio and the highest customer satisfaction rating in Washington .
3. Nationwide: Nationwide is a national insurance company that offers competitive rates for both minimum and full coverage insurance for teen drivers in Washington, according to various sources . The average annual cost of minimum coverage insurance for a teen driver at Nationwide is $1,670, while the average annual cost of full coverage insurance is $3,340. Nationwide also offers several discounts for teen drivers, such as good student, accident-free, defensive driving and multi-policy discounts. Nationwide has a low complaint ratio and a high customer satisfaction rating in Washington .
4. Progressive: Progressive is a national insurance company that offers affordable rates for both minimum and full coverage insurance for teen drivers in Washington, according to various sources . The average annual cost of minimum coverage insurance for a teen driver at Progressive is $1,777, while the average annual cost of full coverage insurance is $3,577. Progressive also offers several discounts for teen drivers, such as good student, continuous insurance, multi-car and online quote discounts. Progressive has a low complaint ratio and an average customer satisfaction rating in Washington .
5. State Farm: State Farm is a national insurance company that offers reasonable rates for both minimum and full coverage insurance for teen drivers in Washington, according to various sources . The average annual cost of minimum coverage insurance for a teen driver at State Farm is $1,876, while the average annual cost of full coverage insurance is $3,788. State Farm also offers several discounts for teen drivers, such as good student, driver training, Steer Clear and Drive Safe & Save discounts. State Farm has a low complaint ratio and an above-average customer satisfaction rating in Washington .
As you can see, there are significant differences in the rates, coverage options and discounts offered by the top five major auto insurance companies that have the best auto insurance for teen drivers in Washington. Depending on your preferences and circumstances, you might find one company more suitable than another. Therefore, it is important to compare quotes from multiple insurers before making a decision.
Citations:
[1] Best car insurance for teens of 2023 - USA TODAY
[2] Best Cheap Car Insurance in Washington (from $80/mo) | The Zebra
[3] Best Cheap Car Insurance Quotes in Washington (2023)