Best Insurance for Teen Drivers in West Virginia

Choosing the best auto insurance for teen drivers in West Virginia can be a challenging task, as different companies offer different rates, discounts, and coverage options. However, by comparing the top five major auto insurance companies in the state, one can get a better idea of what to expect and how to save money. Here is a detailed comparison of the average annual cost of insurance for teens offered by the major auto insurance companies, based on the data from U.S. News and NerdWallet.

- **Erie Insurance**: Erie Insurance is the cheapest option for both 17-year-old girls and boys, with average annual rates of $2,260 and $3,187, respectively. Erie also offers a variety of discounts for teens, such as good student, driver training, and multi-car discounts. Erie has a high customer satisfaction rating and a low complaint ratio, according to J.D. Power and the National Association of Insurance Commissioners (NAIC), respectively.

- **State Farm**: State Farm is the second cheapest option for both 17-year-old girls and boys, with average annual rates of $2,339 and $2,974, respectively. State Farm also offers several discounts for teens, such as good student, driver training, Steer Clear, and Drive Safe & Save discounts. State Farm has a good customer satisfaction rating and a low complaint ratio, according to J.D. Power and NAIC, respectively.

- **USAA**: USAA is the third cheapest option for both 17-year-old girls and boys, with average annual rates of $3,131. However, USAA is only available to military members, veterans, and their families. USAA also offers several discounts for teens, such as good student, driver training, family discount, and safe driver discount. USAA has an excellent customer satisfaction rating and a very low complaint ratio, according to J.D. Power and NAIC, respectively.

- **Nationwide**: Nationwide is the fourth cheapest option for both 17-year-old girls and boys, with average annual rates of $3,207 and $4,185, respectively. Nationwide also offers several discounts for teens, such as good student, accident-free, defensive driving course, anti-theft device, and multi-policy discounts. Nationwide has a below-average customer satisfaction rating and a high complaint ratio, according to J.D. Power and NAIC, respectively.

- **Geico**: Geico is the fifth cheapest option for both 17-year-old girls and boys, with average annual rates of $3,442 and $3,517, respectively. Geico also offers several discounts for teens, such as good student, driver training course completion certificate (in some states), multi-car policy discount (in some states), military discount (in some states), federal employee discount (in some states), membership or employee discount (in some states), anti-theft device discount (in some states), seat belt use discount (in some states), air bag discount (in some states), daytime running lights discount (in some states), anti-lock brake system discount (in some states), new vehicle discount (in some states), good driver discount (in some states), emergency deployment discount (in some states), defensive driver course completion certificate (in some states), driver's education course completion certificate (in some states). Geico has an average customer satisfaction rating and a low complaint ratio,